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Are HELOC Interest Payments Tax Deductible?

Are HELOC Interest Payments Tax Deductible?

Home Equity Lines of Credit (HELOCs) provide flexible access to your home's equity, but understanding the tax implications requires careful attention to IRS rules. While HELOC interest can be tax deductible, specific requirements determine whether you qua

Nov 13, 2025 | Refinancing a Home

Will Home Prices Drop? Understanding Real Estate Market Trends

Will Home Prices Drop? Understanding Real Estate Market Trends

Home prices have risen significantly in recent years, leaving many prospective buyers wondering if waiting for prices to decline makes sense. Understanding market dynamics and your personal financial readiness helps you make informed decisions about when

Nov 12, 2025 | Purchasing a Home

Happy Veterans Day!

Happy Veterans Day!

To all the brave men and women who have served our country, thank you for your sacrifice, dedication, and unwavering commitment to protecting our freedom. From all of us at Western Mortgage, we honor you today and every day. Your service has made a lastin

Nov 11, 2025 |

How Your Credit Score Affects Your Mortgage

How Your Credit Score Affects Your Mortgage

Your credit score plays a central role in determining your mortgage terms, interest rate, and approval odds. Understanding this relationship helps you prepare for buying a home and potentially save thousands of dollars over the life of your loan. The Dire

Nov 06, 2025 | Credit

Is a 30-Year Mortgage Right for You?

Is a 30-Year Mortgage Right for You?

Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y

Nov 04, 2025 | Purchasing a Home

Understanding Your Mortgage Maturity Date

Understanding Your Mortgage Maturity Date

The mortgage maturity date marks when your loan term officially ends and the remaining balance becomes due. Understanding this date helps you plan your finances, evaluate refinancing opportunities, and make strategic decisions about extra payments through

Oct 30, 2025 | Purchasing a Home